Blog

Infinium's Mark Starosciak Was Interviewed by Local Denver T.V. Station Today

08.14.2013

Fox 31 News Denver stopped by Infinium's office today to speak to me about the ever-rising cost of raising a child. After reading over the USDA report, the most shocking fact was the $250k+ number they quoted up to age 18 didn't even include the cost of college! So tack on an additional $50-$100k in today's dollars (or even more for out-of-state or private) and you come up with a really big number. 

One of Our Smartest Money Managers Knows He's Smarter Than Ben Bernanke

06.19.2013

Michael Aronstein is one of our favorite money managers mostly because he is so pragmatic and debunks a lot of the myths in the financial markets. He tries to pay attention to only those data points that matter, and forget about everything else. He has a venerable track record and is always full of tons of market wisdom. The link below is to an interview he recently gave to Bloomberg where he lays out the case for why the Fed is always behind the curve and is a lagging indicator, not a leading indicator of what is to come:

Mr. Market Says, "Take Your Medicine!"

05.14.2013

"Take one's medicine: to undergo or accept punishment, especially deserved punishment"

IRA/401(K) Rollover Chart

05.13.2013

Here is the latest IRA Rollover / 401k Rollover Chart from the IRS:

Consider a 401(K) Roth Conversion Now

02.18.2013

All of the bickering in Washington over the Fiscal Cliff actually resulted in a new and interesting option for 401k (457, 403b, etc.) savers -- the ability to convert an existing company-sponsored retirement plan into a Roth retirement plan.

Can I Make a Deductable IRA Contribution?

01.16.2013

Today, more than ever, we are all becoming more responsible for our own retirement. Gone are the days when a fat company pension and social security coddled us in a blanket of financial security. This momumental change in the personal financial planning landscape means we must pay more attention to the avenues available to us for retirement savings.

Apple Stock: Impact on the Markets

10.10.2012

In our most recent Market Update video, we discussed briefly Apple's wide-ranging impact on the markets. CNBC ran this piece today that helps to shed some light on Apple's dominance and its impact on how fund managers construct their portfolios.

Emerging Market Investing Gone Wrong

08.18.2012

Here's an interesting viewpoint on Emerging Markets that were so hot several years ago. We see this type of investor behavior often and the end result is typcially a lot of money lost. Interestingly, you can still make a business case for why investing in Emerging Markets makes sense, however, sometime stock values can become quite disconnected from the fundamental reasons an investment theme makes sense.

Market Update: An Important Sign for Stock Investors

07.01.2012

In our Market Update video from the end of May, we showed a slide of where investors are putting their money (bond funds) and where they are pulling out (stock funds). To anyone who follows the average investor on Main Street, this should be music to your ears! See this "on the street" interview segment from CNN:

Time to Rollover IRAs and 401(K)s Left Orphaned!

03.01.2012

Every year we find more and more investors taking a look at all of their investments and wishing they had far fewer accounts to deal with come tax time. There's no fault here, really. The average person works more than ten different jobs in their lifetimes, and along with that comes multiple retirement plans. Through the years the number of plans grows as the investor is too busy to watch each one individually, and worse yet, the investment strategy does not align with the investor's goals.