For early-stage investors who are just beginning their savings journey. Start-Up Phase investors have more basic needs, and their fees reflect a stream-lined approach.
Build savings across different account types, like taxable brokerage accounts, IRAs, and company 401(k) plans. Create a game plan for the next several decades that outlines actions to achieve financial goals.
Define the most pressing objectives and educate the client on important financial issues they may not have considered previously. Educate the client on investments and how to create a sustainable and effective investment strategy.
Investors in the Growth Phase have already accumulated wealth through disciplined savings and may have had a lump-sum liquidity event.
Grow portfolio wisely without taking on too much risk. Seeking to build confidence and certainty around retirement. Sensible plan-of-action to fill gaps and attain success in their key areas of importance.
Growth Phase investors are at the height of complexity. They are addressing multiple, vitally important objectives. We tie all of the variables together and create a model to explore the impact of important decisions.
The Distribution Phase is the culmination of many years of effort, risk-taking, and planning. Investors in this phase are in retirement and are using their savings to generate income.
Protection of accumulated wealth to maintain a desired lifestyle, and a distribution game plan that addresses gifting to heirs and charitable causes.
Provide valuable analysis and advice that has gone missing heretofore. Structure a retirement plan that meets as many client expectations as possible. We address dissatisfaction with previous investment advisors head-on to instill confidence that the switch was warranted.